Inp.polri.go.id – Jakarta. The economist of State University of Solo, Bhimo Rizky Samudro agreed that there are many Gen Z who are trapped in online loans. According to him, many of Gen Z have the tendency to prefer on quick and practical things. “They have the characteristics who prefer on instant and practical things, while on the other hand is also adventurous,” said Bhimo quoted from RRI on Tuesday (3/12/2024). On the other hand, Bhimo also assessed that the way Gen Z thinks of loans are pretty much different from millennials. Although cannot be said for all, millennial tend to think about the risk while taking loans, while Gen Z is not. Bhimo also considered the fact that most Gen Z born when the digital era is at its peak. They are considered to be the first digital native before Gen Alpha. Due to this fact, Gen Z tend to explore in using the latest technology, including online loans. Thus, being part of the digital native, prefer on something that is practical and instant, and not considering the risk of taking loans are the main cause why many Gen Z trapped in Online Loans. (ad/fa/pr/nm)